Finding your Funding



We have looked around to try to give some guidance to resources for finance. In all cases you will need to have prepared a robust business plan. We have a well-tried process for this with our Business SatNav™ planner, so talk to us before you take the funding journey.

Fredericks Foundation

Every application is considered individually; A bad credit score will not necessarily count against you if your business case is good. Your business can be at any stage of development, whether your need start-up finance or capital to expand an established business.

Over 70% of their clients are still running businesses after three years, so the repaid loans are recycled to help more businesses succeed.

If you would like to apply, please register on today!

Rate setter

This is good form funding to expand your business.

StartUp Direct

Access low-interest, Government-backed startup loans quickly and easily

As delivery partner to the £310 million Government-backed Startup Loans Scheme, STARTUP DIRECT can provide you with the funding and support you need. Last year they provided loans to over 500 British businesses.

  • Borrow up to £25,000 at 6% p.a.
  • Complete the simple application process 
  • Receive free business support

The Expansion East Kent scheme

This scheme was funded by the Government’s Regional Growth Fund and supported more than 159 companies helping to create or safeguard over 3,600 jobs across East Kent from its launch in 2012.
Recycled loan repayments will be used to support a new financial product to be launched in 2017. To register your interest in future business loan schemes please complete the expression of interest form.


They ask you to become a member. It’s free.

Business Zone

UK Business Forums

Virgin StartUp

Virgin StartUp is an official Delivery Partner of the Government’s Start Up Loans scheme. The scheme was launched in 2012 with the aim to promote entrepreneurship and to tackle the problem of accessing finance that all early stage start-ups face.

Since launching, the scheme has provided funding to nearly 38,000 businesses.

A Start Up Loan is:

  • An unsecured personal loan for business purposes only.
  • Loans can be borrowed over a period of 1-5 years at a rate of 6% fixed p.a.
  • There is no set up fee or early repayment fee.
  • Each applicant (business founder, partner, director or shareholder) can apply for a separate loan for the same business.
  • The maximum amount each person can apply for is £25,000.

To be eligible for the scheme, you must be:

  • Aged 18 and over.
  • Based in England or Scotland.
  • For non UK/EU citizens, you must have a valid working visa at least 6 months longer than your loan term.
  • Please note that you will be credit checked as part of your application.

Loan Calculator

Slide or tap the loan calculator sliders below to see an illustration of the amounts repayable on a Start Up Loan.

Funding Circle

Simple, affordable business loans.  We’re a marketplace that connects established businesses looking to borrow, with people and other investors who want to lend. By cutting out the costs and complexity of dealing with banks, you can get an affordable loan for your business in just one week.

NCF Nationwide Corporate Finance 

At NCF we have a specialist department solely dedicated to helping new business start-ups with purchasing equipment, shopfits, office fit outs or furniture, as well as deposits and down payments on the business’ chosen location.



Crowd Funding

Everything you need to know about crowd funding, click image.